The Efficient Frontiers

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Truth in Lending for Small Dollar Credit
Transparency in the cost to borrow short-term credit
 • 
James Chemplavil
New
44 Million Credit Downgrades
The impact of ending the federal student debt pause on credit access
 • 
James Chemplavil
When 400 is bigger than 400,000
The unit economics of impact from lending
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James Chemplavil
The Unsolved Financial Emergency
As someone who had a front row seat to the ‘08 credit crisis, the past week of news involving Silicon Valley Bank has felt familiar in all the worst…
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James Chemplavil
Alternative Underwriting's Moment of Truth
The macro cycle will show us what's viable, and what isn't
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James Chemplavil
Introducing the Efficient Frontiers
It's 2023 and Salus is adopting a build-in-public ethos as we continue to construct our digital underwriting platform. Introducing: The Efficient…
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James Chemplavil
Coming soon
This is The Efficient Frontiers.
 • 
James Chemplavil
The Efficient Frontiers
The Efficient Frontiers
A blog for Salus, the digital underwriting platform

The Efficient Frontiers

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