Archive - The Efficient Frontiers

New

Truth in Lending for Small Dollar Credit

Transparency in the cost to borrow short-term credit

Jul 19 •

James Chemplavil

May 2023

44 Million Credit Downgrades

The impact of ending the federal student debt pause on credit access

May 23 •

James Chemplavil

April 2023

When 400 is bigger than 400,000

The unit economics of impact from lending

Apr 21 •

James Chemplavil

March 2023

The Unsolved Financial Emergency

As someone who had a front row seat to the ‘08 credit crisis, the past week of news involving Silicon Valley Bank has felt familiar in all the worst…

Mar 14 •

James Chemplavil

February 2023

Alternative Underwriting's Moment of Truth

The macro cycle will show us what's viable, and what isn't

Feb 14 •

James Chemplavil

Introducing the Efficient Frontiers

It's 2023 and Salus is adopting a build-in-public ethos as we continue to construct our digital underwriting platform. Introducing: The Efficient…

Feb 13 •

James Chemplavil

January 2023

This is The Efficient Frontiers.

Jan 6 •

James Chemplavil

#nojs-banner { position: fixed; bottom: 0; left: 0; padding: 16px 16px 16px 32px; width: 100%; box-sizing: border-box; background: red; color: white; font-family: -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol"; font-size: 13px; line-height: 13px; } #nojs-banner a { color: inherit; text-decoration: underline; } This site requires JavaScript to run correctly. Please turn on JavaScript or unblock scripts