Archive - The Efficient Frontiers

Truth in Lending for Small Dollar Credit

Transparency in the cost to borrow short-term credit

Jul 19, 2023 •

James Chemplavil

May 2023

44 Million Credit Downgrades

The impact of ending the federal student debt pause on credit access

May 23, 2023 •

James Chemplavil

April 2023

When 400 is bigger than 400,000

The unit economics of impact from lending

Apr 21, 2023 •

James Chemplavil

March 2023

The Unsolved Financial Emergency

As someone who had a front row seat to the ‘08 credit crisis, the past week of news involving Silicon Valley Bank has felt familiar in all the worst…

Mar 14, 2023 •

James Chemplavil

February 2023

Alternative Underwriting's Moment of Truth

The macro cycle will show us what's viable, and what isn't

Feb 14, 2023 •

James Chemplavil

Introducing the Efficient Frontiers

It's 2023 and Salus is adopting a build-in-public ethos as we continue to construct our digital underwriting platform.

Feb 13, 2023 •

James Chemplavil

January 2023

This is The Efficient Frontiers.

Jan 6, 2023 •

James Chemplavil

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