Archive - The Efficient Frontiers

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44 Million Credit Downgrades

The impact of ending the federal student debt pause on credit access

May 23 •

James Chemplavil

April 2023

When 400 is bigger than 400,000

The unit economics of impact from lending

Apr 21 •

James Chemplavil

March 2023

The Unsolved Financial Emergency

As someone who had a front row seat to the ‘08 credit crisis, the past week of news involving Silicon Valley Bank has felt familiar in all the worst…

Mar 14 •

James Chemplavil

February 2023

Alternative Underwriting's Moment of Truth

The macro cycle will show us what's viable, and what isn't

Feb 14 •

James Chemplavil

Introducing the Efficient Frontiers

It's 2023 and Salus is adopting a build-in-public ethos as we continue to construct our digital underwriting platform. Introducing: The Efficient…

Feb 13 •

James Chemplavil

January 2023

This is The Efficient Frontiers.

Jan 6 •

James Chemplavil

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